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Notice is hereby given that default having been made in the payment of that certain indebtedness of Michael Hugley and Aretha Hugley, individually, and as husband and wife, the payment of which is secured by that certain mortgage executed by the said Michael Hugley and Aretha Hugley in favor of United Bank, which mortgage is dated August 16, 2010, and recorded in Mortgage Book 3752 at Page 29, in the Office of the Judge of Probate of Lee County, Alabama, and said default continuing, and the entire balance of the indebtedness secured by the above mortgage being due and payable with interest thereon, the undersigned, United Bank, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the Courthouse door of Lee County, Alabama, in the City of Opelika, Alabama, between the legal hours of sale on the 10th day of October, 2017, the following described real property, to-wit:
All that tract or parcel of land lying and being in Section 31, Township 18 North, Range 27 East, of Lee County, Alabama, being Lot 7, of Western Hills Subdivision, as per plat recorded in Plat Book 25, Page 188, Lee County, Alabama Records, to which plat reference is made for a more detailed description.
Subject to easements, restrictions, and reservations appearing of record.
Said sale and conveyance will also be made subject to the legal rights of existing Federal Tax Liens, and/or Special Assessments, if any, which might adversely affect title to subject property.
Such sale will be made as provided in said mortgage for the purpose of paying the debt secured by said mortgage with interest thereon, any amounts required to be paid for taxes, insurance or other charges provided in said mortgage, and the expenses of foreclosure, including a reasonable attorney’s fee.
Said property will be sold on “as is, where is” basis subject to any easements, encumbrances, and exceptions contained in said mortgage and that contained in the records of the Office of the Judge of Probate where the above-described property is situated. Said property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment, and will be sold subject to the right of redemption of all parties entitled hereto.
The proceeds of said sale will be applied according to the terms and provisions of said mortgage.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
Robert H. Pettey
Attorneys at Law
Post Office Box 2345
Opelika, Alabama 36803-2345
Telephone: (334) 745-3504
Legal run 8/23/17, 8/30/17 & 9/6/17


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